Sample Loan Repayment Schedule

Amt Borrowed 1PERKINS LOANSSTAFFORD LOANSPLUS LOANS
est. pmts @ 5% total int. paid est. pmts @ 6% total int. paid est. pmts @ 6.8% 2 total int. paid est. pmts @ 7.22% 3 total int. paid est. pmts @ 8.5% 2 total int. paid
$3,000 $32 $812 $32 $997 $35 $1,119 $35 $1,221 $37 $1,463
$3,500 $37 $955 $39 $1,157 $40 $1,333 $41 $1,057 $43 $1,351
$4,000 $42 $1,091 $44 $1,329 $46 $1,524 $47 $1,622 $50 $1,924
$4,500 $48 $1,218 $50 $1,493 $52 $1,714 $53 $1,831 $56 $2,195
$5,000 $53 $1,364 $51 $1,661 $58 $1,881 $59 $2,014 $62 $2,439
$5,500 $58 $1,500 $61 $1,827 $63 $2,095 $64 $2,238 $68 $2,683
$6,000 $64 $1,637 $67 $1,994 $69 $2,286 $70 $2,442 $74 $2,927
$7,000 $75 $1,910 $78 $2,325 $81 $2,644 $82 $2,849 $87 $3,400
$8,000 $85 $2,182 $89 $2,658 $92 $3,048 $94 $3,244 $99 $3,903
$8,500 $90 $2,319 $94 $2,824 $98 $3,238 $100 $3,459 $105 $4,147
$9,000 $96 $2,456 $100 $2,991 $104 $3,407 $106 $3,636 $112 $4,362
$10,000 $106 $2,728 $111 $3,323 $115 $3,810 $117 $4,069 $124 $4,877
$10,500 $111 $2,864 $117 $3,470 $121 $4,000 $123 $4,273 $130 $5,122
$12,000 $128 $3,274 $133 $3,987 $138 $4,571 $141 $4,867 $149 $5,839
$15,000 $160 $4,092 $167 $4,984 $173 $5,714 $176 $6,104 $186 $7,317
$20,000 $213 $5,456 $222 $6,645 $230 $7,619 $234 $8,139 $248 $9,757
$23,000 $244 $6,274 $255 $7,642 $265 $8,762 $270 $9,360 $285 $11,220
$25,000 $266 $6,820 $278 $8,306 $288 $9,524 $293 $10,174 $310 $12,196
$30,000 $319 $8,184 $333 $9,968 $345 $11,429 $352 $12,208 $372 $14,635
$35,000 $371 $9,548 $389 $11,610 $403 $13,334 $410 $14,243 $434 $17,074
$40,000 $425 $10,912 $444 $13,290 $460 $15,239 $469 $16,278 $496 $19,513
$45,000 NA NA $450 $14,951 $518 $17,143 $528 $18,313 $558 $21,952
$46,000 NA NA $511 $15,270 $529 $17,524 $539 $18,720 $570 $22,440
$50,000 NA NA $555 $16,612 $575 $19,048 $586 $20,347 $620 $24,391
$55,000 NA NA $611 $18,257 $633 $20,953 $645 $22,382 $682 $26,831
$60,000 NA NA $666 $19,935 $690 $22,858 $703 $24,417 $744 $29,270
$70,000 NA NA $777 $23,257 $806 $26,667 $821 $28,486 $868 $34,148
$80,000 NA NA $888 $26,580 $921 $30,477 $938 $32,556 $992 $39,026
$90,000 NA NA $999 $29,902 $1,036 $34,287 $1,055 $36,625 $1,116 $43,905
$100,000 NA NA $1,110 $33,224 $1,151 $38,096 $1,172 $40,695 $1,240 $48,783
Note: All estimated interest rates are based on monthly payments.
  1. To determine how much you owe in federal student loans, visit the National Student Loan Data System at nslds.ed.gov.
  2. Applies to loans disbursed on or after 7/1/2006.
  3. Applies to loans disbursed between 7/1/1998 and 6/30/2006 while in repayment.

This chart contains estimated payments with a standard, 10 year (120 month) repayment period.